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Friday, November 6, 2026

How insurance and investments can improve financial wellness

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Despite current obstacles, the life insurance and retirement sector in the United States holds significant potential for expansion. Our research provides key insights into how firms can best leverage this opportunity.

EY analysts project that by 2030, the world will face a $240 trillion retirement savings shortfall and a $160 trillion protection gap. Insurance providers are in a prime position to bridge these deficits by offering products that provide legacy security, tax-advantaged savings, and reliable lifetime income.

This article examines how two specific inflation, interest rates, and equity and bond market returns. The primary findings are presented in this summary, with further details available in our full report.

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